Fair Deal guidance
Plain-English guides to the Nursing Homes Support Scheme — written for families, not lawyers. Read what's relevant, then let the wizard handle the form.
What is the Fair Deal Scheme?
· 6 min readA plain-English overview of the HSE Nursing Homes Support Scheme — what it is, who can apply, and what it pays for.
How much does Fair Deal cost?
· 8 min readHow the financial assessment works: 80% of income, 7.5% of assets, the €36,000 disregard, allowable deductions, and a worked example.
The 3-year cap on your home
· 5 min readHow the cap protects your principal residence after three years in care, what counts as your home, and what happens to second properties.
The Nursing Home Loan (Ancillary State Support)
· 7 min readHow the optional loan defers the property-based part of your contribution, when it has to be repaid, and how connected-person deferrals work.
Documents you need for Fair Deal
· 6 min readA practical checklist of every document the HSE asks for — IDs, PPS proof, valuations, statements, and the supporting evidence that speeds up your decision.
Fair Deal for couples and joint applications
· 6 min readHow income, assets, and the asset disregard are split between spouses and partners — and what each person has to sign.
Ready to apply?
The wizard turns the 40-page HSE form into a guided online questionnaire. €89 once-off (incl. VAT), with an AI-powered Health Check that catches missing answers before you post.
Start your applicationThese guides are for general information only and aren't legal or financial advice. Always check your specific situation with the HSE Nursing Homes Support Office or a qualified adviser before making decisions about long-term care.